FREE TECH TOOLS
Smarter claims. Faster recovery.
The Loti Toolbox is a powerful, easy to use collection of AI enabled tools designed to help homeowners navigate every stage of an insurance claim, from understanding your policy and documenting damage to tracking expenses and maximizing recovery.
Used by our public adjusters on behalf of our clients, we are releasing some of our tech tools completely free, giving everyone organization, insight, and confidence when it matters most.
Built for Recovery.
Powered by Technology.
Though this section currently has just one tool, it's also our most popular. Give it a try!
Understand Your Coverage.
Let’s Talk Policy translates complex insurance documents into a clear, structured guide you can easily understand. See what is covered, where limits apply, and where risk may exist so you can make informed decisions with confidence.
Learn About Your Policy.
These tools, used by our public adjusters, help you get your claim started and moving forward quickly.
Starting Your Claim.
Turn scattered photos into a structured, organized record of your loss. Our AI sorts images by room, adds descriptions, and creates a clean report that is easy to share with your insurance carrier.
Document Damage Clearly.
Understand your environmental tests and reports, including asbestos, lead, and other contaminants. See how these findings may impact your rebuild, timelines, and insurance claim.
Understanding Environmental Tests.
Turn scattered photos into a structured, organized record of your loss. Our AI sorts images by room, adds descriptions, and creates a clean report that is easy to share with your insurance carrier.
Document Damage Clearly.
Our rebuild tools help you track repairs and choose contractors to make informed decisions.
Manage Your Rebuild.
Compare contractor bids side by side to understand scope, pricing, and tradeoffs. Our tool highlights key differences, surfaces pros and cons, and helps homeowners choose the right contractor for their rebuild.
Compare Contractor Bids.
Turn repair photos into a clear, organized record of completed work. Our AI groups images by location, adds descriptions, and creates a structured report to support inspections and release funds from insurance carriers and mortgage holding banks.
Track Your Repair Progress.
These are here to simplify the emotional process of documenting your belongings and securing fair reimbursement.
Track Your Losses.
Turn property photos into a structured PDF report. Our tech organizes images and builds a clean document you can use for claims.
Convert Photos Into Insurance Ready Docs.
Turn receipts into a structured record of expenses. We organize each receipt, extracts key details, and export a spreadsheet to work with.
Turn Long Receipts Into Claim Data.
Build a complete home inventory from your photos and catalog. Our AI identifies items, organizes them into a structured record, and creates a detailed report you can use to support insurance claims and recovery.
The Smartest Home Inventory.
This group of tools calculate fair rental value, track travel expenses, and reconcile temporary living costs.
Manage Living Expenses.
Manage Additional Living Expenses.
Calculate and track travel expenses tied to your loss and rental addresses. Our tech maps routes to key locations like work and school to support accurate insurance reimbursement.
Track And Validate Additional Travel Expenses.
Estimate your home’s rental value using real data for a clear, defensible market number you can trust.
Know Your Fair Rental Value.
Turn utility and service bills into a structured record of expenses. Our AI extracts key details from each bill and creates a clean report to support reimbursement.
Compare Current To Past Bills For Reimbursement.
The Loti Toolbox is completely free and built alongside our in house public adjusters, giving you proven tools that help you move faster and stay in control throughout recovery.