Step 02 - Loti PROGRAMS & SERVICES
Licensed Pros.
Cutting Edge Process.
We use expert guidance and smart tools to build customized workstreams based on your property and situation.
services
A MODERN PROCESS
We Build Claim Workstreams.
After your initial consultation, we break your claim into focused workstreams—organized pathways that align with both your insurance coverage and your unique situation.
Each workstream is designed to tackle a specific area of loss, whether it’s your home, personal property, business operations, or additional living expenses. This structure brings clarity to what can otherwise feel overwhelming, ensuring nothing falls through the cracks.
We also tailor these workstreams based on where the loss occurred. Whether it’s a single-family residence, multi-family property, small business, or even a winery, our adjusters custom-build a recovery plan that fits your property type and policy structure.
Each workstream is paired with the right tools, services, and guidance—giving you a complete, personalized program that’s built to move your claim forward with precision and confidence.
We deliver fast, accurate, and fully documented building loss claims—aligned with real contractor bids and broken down by coverage to drive a fair, timely settlement. Using Xactimate and on-site 3D scans, we capture precise measurements and generate insurance-ready estimates that reflect true rebuilding costs.
Building Loss Claims
We create organized, fully documented personal property claims—complete with inventories, photos, values, and depreciation—to support maximum recovery under your policy. Powered by the Loti Suite, tools like AI Vision and The Catalog help you quickly capture, categorize, and value your belongings with precision and ease.
Personal Property
Our RallyPros document and submit all eligible Loss of Use expenses—housing, meals, utilities, and more—to ensure you’re reimbursed fully and on time. Powered by the Loti Suite, tools like AI Doc Scan and the Smart Ledger allow us to move faster—capturing receipts, organizing expenses, and submitting clean, timely documentation that keeps your claim moving forward.
Loss of Use Claims
If you're not rebuilding, our Home Replacement Program helps you apply your insurance benefits toward the purchase of a new home. We guide you through eligibility, coordinate with your insurer, and ensure your coverage is used to its fullest—so you can start fresh with confidence.
Home Replacement Program
We organize and pursue Home Business claims—including lost income, inventory, equipment, utilities, and workspace—to ensure your operations are properly valued and reimbursed. Using the Smart Ledger and AI Doc Scan, we track financial losses, capture supporting documents, and submit clean, organized claims that move quickly through the review process.
Home Business Claims
We document and support Business Interruption claims by analyzing lost income, extra expenses, and operational impacts to secure the coverage you’re entitled to. With the Smart Ledger and AI Doc Scan, we track losses, digitize key records, and build clear, accurate submissions that help move your claim forward faster.
Business Interruption Coverage
Complex claims with units, common areas, and losses documented.
CONDO COMPLEXES
Mechanic and auto shop claims handled — equipment, tools and inventory.
AUTO SHOPS
Covering structures, equipment, inventory, crops, and business interruption.
WINERIES
Expert help managing homes, amenities, and shared property losses.
GOLF CLUBS
Specialized support for multi-family claims—property, tenants, and losses.
MULTI-FAMILY
Expert help organizing, documenting, and negotiating your full insurance claim.
RESIDENTIAL
Our services COVER
Manufacturing claims supported—machinery, inventory, and production losses.
MANUFACTURING
Gym claims - equipment, facilities, and business losses expertly documented.
HEALTH CLUBS
Places of worship —buildings, contents, and community spaces carefully documented.
WORSHIP
Managing inventory, equipment, and structural losses for full recovery.
WAREHOUSES
Structures, crops, equipment, and losses thoroughly documented and managed.
AGRICULTURAL
Covering homes, barns, equipment, livestock, and fencing documented accurately.
RANCHES
Property, inventory, and income losses clearly documented and pursued.
SMALL BUSINESS
Property, equipment, food loss, and business interruption documented precisely.
RESTAURANTS
Storefronts, inventory, equipment, and lost income expertly handled.
RETAIL
By breaking your claim into targeted, customized workstreams, we transform chaos into clarity—ensuring every loss is addressed, every coverage is maximized, and your recovery moves forward with strength, speed, and total confidence.
