Organizing a claim is incredibly overwhelming, so we start by sorting all your images, documentation, receipts, estimates, expenses, and more. By structuring everything in one clear, accessible place, we help you stay on top of the process without the stress. Our streamlined approach ensures every detail is accounted for, making it easier to present a thorough, well-supported claim to your insurance carrier.

Submitting a claim can be a time-consuming hurdle, so we focus on speed and clarity with our Fast Submissions process. We compile all necessary information—receipts, estimates, photos, and documentation—into a professional, well-organized submission that’s ready to go. With every detail clearly presented, your insurance carrier has everything they need to understand and approve your claim quickly, so you can receive payment faster and move forward with confidence.

Navigating negotiations with insurance carriers can be complex and intimidating, which is why we prioritize fair negotiations at every step. Our experienced team advocates on your behalf, ensuring every item, expense, and repair is fully understood and accurately valued. We communicate clearly and professionally with your carrier, pushing for the best possible outcome so you receive the compensation you deserve. With us in your corner, you can feel confident knowing your claim is handled with transparency and expertise.

Rebuilding and repairing your home after a loss can feel overwhelming, but our team is here to guide you every step of the way. From finding trusted contractors and understanding estimates to navigating permits and timelines, we provide expert advice to ensure each phase of your rebuild goes smoothly. Our goal is to help you make informed decisions that protect your investment and bring your home back even better than before. With our support, you’ll rebuild with confidence, knowing every detail is handled with care and precision.

For some, the rebuilding process can feel overwhelming and exhausting.

That’s why Loti offers an alternative—helping you leverage your insurance policy to purchase a replacement home while selling your damaged lot, providing a faster, simpler, and less stressful path to recovery.

Recovering and replacing your lost items is an emotional and often complex part of the journey, but we’re here to make it easier. We help you identify and document everything, from essential household goods to personal treasures, ensuring accurate valuation and prioritization. Our team guides you through replacement options, depreciation recovery, and reimbursement strategies so you regain what matters most. With our comprehensive approach, you’ll rebuild not just a home but the memories and comforts that make it truly yours.