STEP 01 - CALL US

It Starts With a Conversation.

Get expert guidance in a 30-minute consultation designed to understand your situation, answer your questions, and help you determine the best next steps for your claim.

Call us toll-free

Insurance claims can feel overwhelming at any stage. Unclear coverage, partial payments, and unanswered questions leave many homeowners unsure of what to do next.

That’s why every engagement with Loti starts with a conversation.

In this free 30-minute call, a licensed public adjuster reviews your situation, compares what happened to your policy and coverages, and answers your questions. Whether you’re just filing, mid-claim, or stuck, you’ll leave knowing what your options are and what comes next.

Talk to Someone Who Works For You.

HUMANS HERE TO HELP

Whether you’re just filing, mid-claim, or stuck and frustrated, the conversation meets you where you are. We regularly speak with homeowners on day one, months into a claim, or when something no longer feels right.

Help At Any Point

Claim Help

We walk through what actually happened and compare it to your policy and available coverages. This helps clarify what should apply, what may be missing, and where questions or gaps often arise.

A Situation & Coverage Review

Coverage Review

We break the loss into its relevant parts, such as dwelling, personal property, or loss of use, and discuss how each typically works within a claim. This structure helps make a complex situation easier to understand and evaluate.

Mapping Issues to Coverage

Mapping

You’ll have space to ask questions and get straightforward answers. We’ll outline high-level next steps you can take on your own and, if appropriate, explain what working with a licensed public adjuster would involve so you can decide what makes sense.