Estimating your FRV with real market data, smart adjustments, and a clear, insurance-ready output.
Fair Rental Value
THE TOOLBOX
the toolbox
Fair Rental Value, often referred to as FRV, is the estimated monthly rent your home would command in the open market. It becomes especially important during a claim involving Loss of Use, helping establish what your insurer should cover for temporary housing.
Use the Fair Rental Value tool when you want a well supported number based on real market data, whether you are just starting a claim, validating what your carrier provided, or making sure you are not leaving money on the table.
Use the free Fair Rental Value tool to generate a reliable, market-backed estimate.
Use our free Fair Rental Value tool to generate a reliable estimate.
Get Started
The Fair Rental Value tool analyzes your home, your location, and real rental data from comparable properties to generate a reliable estimate of what your home would rent for in today’s market.
We leverage industry leaders like RentCast and Zillow to ground our valuation in real world data, then go further by factoring in features, quality, and local demand, with the ability to include furnished rental value and short term premiums where availability is limited or seasonal.
How It Works.
We look at your home’s size, layout, quality, and features to establish a strong baseline for value.
1 - We Analyze Your Home.
We assess your location and nearby rental activity to understand demand, pricing trends, and local dynamics.
2 - Look At Neighborhoods.
We pull comparable rentals in your area and apply adjustments for furnishings and short term conditions when relevant, delivering a well supported, insurance ready estimate in a downloadable pdf.
3 - Compare and Adjust.
More FREE Tools in The Toolbox
The Loti Toolbox is a powerful, easy to use collection of tools designed to help homeowners navigate every stage of an insurance claim, from understanding your policy and documenting damage to tracking expenses and maximizing recovery.
Used by our public adjusters on behalf of our clients, we are releasing some of our tech tools completely free, giving everyone organization, insight, and confidence when it matters most.
THERE'S ALSO SO MUCH MORE
When it comes to Loss of Use, the number matters. The Fair Rental Value tool gives you a strong, defensible estimate so you can get what you are owed.