Handled End-to-End by Loti

Business Interruption Coverage

PUBLIC ADJUSTING PROGRAMS

services

EXCLUSIVE PROGRAM

When disaster hits, your business doesn’t just slow down—it can grind to a halt. At Loti, we specialize in transforming the complex world of Business Interruption (BI) coverage into a clear, accurate, and results-driven process. Whether you're facing a temporary closure, lost bookings, or ongoing disruption, we help you recover the income your business would have earned—backed by data, documentation, and expert strategy.

Proving lost income is more than submitting a revenue chart. It takes historical analysis, precise modeling, and a claim that aligns with both your policy language and your industry norms. That’s why we partner closely with business owners to understand operations, revenue patterns, and growth projections before building a comprehensive claim.

OUR APPROACH

Business Interruption Claims—Proven, Precise, and Built to Recover What You’ve Lost

 Then we get to work:



















Our in-house platform helps track documentation, organize timelines, and ensure every number is tied to evidence—so there’s no guesswork, and no gaps.

With deep expertise in financial modeling and insurance negotiation, we build bulletproof Business Interruption claims that insurers take seriously. The result? Faster payments, fewer disputes, and a clearer path to recovery—so you can return your focus to what matters most: running your business.

 Then we get to work:















Our in-house platform helps track documentation, organize timelines, and ensure every number is tied to evidence—so there’s no guesswork, and no gaps.

With deep expertise in financial modeling and insurance negotiation, we build bulletproof Business Interruption claims that insurers take seriously. The result? Faster payments, fewer disputes, and a clearer path to recovery—so you can return your focus to what matters most: running your business.

Analyze historical financials, seasonal trends, and contract pipelines to establish a revenue baseline

Identify direct losses, canceled bookings, deferred sales, and unfulfilled orders

Coordinate with internal finance teams or forensic accountants to model accurate projected income

Prepare professional-grade reports tailored to your policy’s BI terms and coverage triggers

Handle insurer communications—clarifying calculations, responding to follow-up questions, and minimizing delays

Access our library of free, downloadable documents—templates, checklists, and guides to help you stay organized, informed, and in control throughout your insurance claim.

CHECK OUT OUR FREE DOWNLOADABLE DOCS FOR INSURANCE

DOWNLOADABLE DOCS

Office Inventory Guide

Loss of Rent

Understanding Your Dec Page

FREE RALLYBACKS

A Detailed Guide for Understanding Your Insurance Declarations Page

Understanding Loss of Rent Endorsements in Your Homeowners Insurance Policy: A Detailed Guide for Small Business Owners

A Brief Office Inventory Guide for Homeowners

Below is a handful of articles that may be relevant to your situation.

Just click and go.

LEARNING IS EASY

Simplifying recovery with expert guidance, organized claims and faster insurance payouts.