Loti offers multiple ways to help. Explore our free Learning Hub to understand your coverage and next steps, use The Suite to organize and manage your own claim, or retain the licensed public adjusters at Loti Services, Inc. to manage, adjust, and negotiate your claim on your behalf.

INCIDENT OVERVIEW

Different Ways to Navigate Your Recovery.

Damage from falling aircraft, drones, or debris is uncommon, but can result in significant property loss. These incidents are generally covered under standard homeowners and commercial property policies, although coverage depends on the circumstances and policy terms. Documenting the damage and establishing what caused it are important first steps.

Aircraft claims can become complicated when questions arise about responsibility, third party investigations, or aviation insurance. Insurers may request additional evidence or reports from aviation authorities, potentially delaying the claims process while homeowners are left managing repairs and related expenses.