LIVES
REBUILDING
LIVES
REBUILDING
888-488-LOTI
Simplifying recovery with expert guidance, organized claims & faster insurance payouts.
Tons Of Free Content
Awesome Service
Powered with innovative tech, our public adjusters have decades of experience and go above and beyond.
Innovative Tech
Coming soon, a ground-breaking tool to manage your recovery.
The Best
Public Adjusters
Groundbreaking Tech
Learn More
Learn More
Learn More
Dozens of documents, 100s of articles, 1000s of glossary terms...all FREE.
FREE Content
At Loti, our team is made up of seasoned adjusters, skilled technologists, creative designers, and homeowners who’ve faced the same challenges as you. With decades of experience, we’re committed to more than just insurance claims—we're dedicated to guiding you through every step of recovery, replacing and rebuilding, helping you restore not only your home but your way of life.
Getting started with Loti is easy.
Dive into our free content, covering everything from emergency planning and evacuation to guiding you through construction and inventory management during a rebuild and even replacing your home entirely through real estate selling and buying.
If the process feels overwhelming, our public adjusting services are here to manage everything for you. In addition to being veteran public adjusters, they are armed with our technology suite—ensuring a smoother, faster recovery and a stronger return to normal.
Loti empowers homeowners to rebuild and replace after unexpected home incidents.
HOW WE CAN HELP
We will organize, manage and negotiate your claim ensuring a faster recovery for you and your family.
Best In Class Public Adjusting Services
our CLAIMS services
Recover & Replace
Rebuild & Repair
Fair Negotiations
Fast Submissions
Organizing a claim is incredibly overwhelming, so we start by organizing all of your images, documentation, receipts, estimates, expenses and more.
Management & Organization
Recover & Repalce
Rebuild & Repair
Fair Negotiations
Management & Organization
Our expertly crafted reports outline exactly what’s requested, why it’s needed, and back it with all necessary documentation, so your insurance carrier has everything they need to expedite payment.
Streamlined Submissions
Recover & Replace
Rebuild & Repair
Streamlined Submissions
Management & Organization
There's a reason why our licensed adjusters need decades of experience. We are here to help ensure your claim process, negotiations and final settlement are fair and timely so you and your family get back on your feet.
Fair Negotiations
Recover & Repalce
Fair Negotiations
Management & Organization
Our experts offer valuable advice and practical content on choosing the right team for rebuilding, replacing and repairing your home. We guide you through each step of recovery and are here to help.
Rebuild, Repair & Replace
Streamlined Submissions
Rebuild & Repair
Fair Negotiations
Management & Organization
We are also here to support your full recovery, not just your home. We provide helpful advice and content on replacing lost belongings, recovering depreciation and getting life back to normal.
Recover & Replace
Streamlined Submissions
Whatever you need - we've got you covered.
Recovery Resources
Tons of FREE content to help with your recovery.
- 100's of Rallyback Articles
- 1000's of Glossary Terms
- Dozens of Downloadable Docs
- Rallyback Series of Hardcover Pocket Books
FREE CONTENT // ONLINE
FREE // ONLINE
$29.95 // pRINTED BOOKS ON AMAZON
free // 1000s of terms
Online Claim Management
Construction
Understanding Your Policy
Selling vs Rebuilding
POPULAR RALLYBACKS
Financial Considerations of Selling vs. Rebuilding After a Disaster
Coverage, Buckets, Endorsements & More
A Rebuilder's Guide to Construction Terms, Phases & Personnel
Below is a handful of our most popular articles available for quick reference.
Just click and go.
Learning is Easy
Loti’s Recovery Roadmap provides a clear, step-by-step guide to navigate the often overwhelming process of rebuilding after a disaster. From securing temporary housing and filing insurance claims to managing contractors and avoiding scams, it empowers homeowners with actionable advice at every stage.
This is an example of one of our dozens of free Docs ready for download. Click here to see more:
At-A-Glance Recovery Roadmap
DOCS AT A GLANCE
California Asks Insurers to Spare Wildfire Victims ‘the List’
The New York Times
KTLA 5
If you're looking for help navigating the complexities of your insurance...
Picking Up the Pieces: How Homeowners Move Forward After Natural Disasters
Money
How to inventory your property for insurance claims
Fortune
Rich On Tech
Free Resources for SoCal Wildfire Victims: Data Recovery, Insurance Help & More
California Wildfire Survivor Who Watched His ‘House Burn’ Uses Experience To Help L.A. Victims Navigate Rebuilding Their Lives
Realtor.com
iHeart
Emergency Tech, Best TVs for the Big Game & Real-Life Jurassic Park
How to inventory your property for insurance claims.
AOL
Yahoo!
Will you be ready when disaster strikes?
LOTI IN THE NEWS
Loti’s Home Replacement Roadmap offers a clear alternative to the often overwhelming process of rebuilding after a disaster. This document outlines the journey we’ll take together—reviewing key elements of your insurance policy, understanding your mortgage, and exploring the best strategy for selling your damaged lot and purchasing a new home.
This is an example of one of our dozens of free Docs ready for download. Click here to see more:
Home Replacement Program
DOCS AT A GLANCE
