LIVES
REBUILDING
LIVES
REBUILDING

888-488-LOTI

Simplifying recovery with expert guidance, organized claims & faster insurance payouts.

Tons Of Free Content

Awesome Service

Public adjusters with decades of experience who go above and beyond.

Innovative Tech

Coming soon, a ground-breaking tool to manage your recovery.

The Best
Public Adjusters

Groundbreaking Tech 

Learn More

Learn More

Learn More

Dozens of documents, 100s of articles, 1000s of glossary terms...all for free.

Helpful Content

At Loti, our team is made up of seasoned adjusters, skilled technologists, creative designers, and homeowners who’ve faced the same challenges as you. With decades of experience, we’re committed to more than just insurance claims—we're dedicated to guiding you through every step of recovery and rebuilding, helping you restore not only your home but your way of life.

Getting started with Loti is easy.

Dive into our free content, covering everything from emergency planning and evacuation to guiding you through construction and inventory management during a rebuild. If the process feels overwhelming, our public adjusting services are here to manage everything for you. In addition to being veteran public adjusters, they are armed with our technology suite—ensuring a smoother, faster recovery and a stronger return to normal. 

Loti empowers homeowners to recover and rebuild after unexpected home incidents.

HOW WE CAN HELP

We will organize, manage and negotiate your claim ensuring a faster recovery for you and your family.

Best In Class Public Adjusting Services

our CLAIMS services

Recover & Replace

Rebuild & Repair

Fair Negotiations

Fast Submissions

Organizing a claim is incredibly overwhelming, so we start by organizing all of your images, documentation, receipts, estimates, expenses and more.

Management & Organization

Recover & Repalce

Rebuild & Repair

Fair Negotiations

Management & Organization

Our expertly crafted reports outline exactly what’s requested, why it’s needed, and back it with all necessary documentation, so your insurance carrier has everything they need to expedite payment.

Streamlined Submissions

Recover & Replace

Rebuild & Repair

Streamlined  Submissions

Management & Organization

There's a reason why our licensed adjusters need decades of experience. We are here to help ensure your claim process, negotiations and final settlement are fair and timely so you and your family get back on your feet.

Fair Negotiations

Recover & Repalce

Fair Negotiations

Management & Organization

Our experts offer valuable advice and practical content on choosing the right contractor, rebuilding and repairing your home and generally guiding you through each step of recovery. We are here to help.

Rebuild & Repair

Streamlined  Submissions

Rebuild & Repair

Fair Negotiations

Management & Organization

We are also here to support your full recovery, not just your home. We provide helpful advice and content on replacing lost belongings, recovering depreciation and getting life back to normal.

Recover & Replace

Streamlined  Submissions

Whatever you need - we've got you covered.

Recovery Resources

Tons of FREE content to help with your recovery.

FREE CONTENT // ONLINE

FREE // ONLINE

$29.95 // pRINTED BOOKS ON AMAZON

free // 1000s of terms

Online Claim Management

Go To Docs

Loti’s Recovery Roadmap provides a clear, step-by-step guide to navigate the often overwhelming process of rebuilding after a disaster. From securing temporary housing and filing insurance claims to managing contractors and avoiding scams, it empowers homeowners with actionable advice at every stage. 

This is an example of one of our dozens of free Docs ready for download. Click here to see more:

At-A-Glance Recovery Roadmap

DOCS AT A GLANCE

Simplifying recovery with expert guidance, organized claims and faster insurance payouts.